eCheck Mobile

Our eCheck Mobile feature allows you to print and deposit your checks using remote deposit capture on your smartphone, through your bank ATM, or at your local branch.
- Before proceeding, please ensure that your bank has a mobile app with a mobile deposit feature
  - If you do not yet have a Bankful account, please visit https://bankful.com/ to sign up.

Sections

You will now see the option to activate either:
- eCheck Plus – We print your checks and deposit them for you
- eCheck Mobile – You print your checks and use your bank’s mobile app to deposit
Click on Activate eCheck Mobile
Please note pricing will vary depending on the plan selected

Once you have been approved for eCheck Mobile, you can then connect Bankful to your store to start accepting eCheck payments! Click your store/cart below to see its integration guide:
If you do not see your guide above, please reach out to us at Support@Bankful.com

Within Bankful, you will be able to view and manage your eChecks
Login to Bankful
On the left-hand tool-bar, click eCheck, then eCheck Mobile, to see the drop-down options below:

In this list, you will see all of your approved transactions that have not yet been printed
On the left of the page, check the boxes next to the transactions you want to print, then click Print Selected Checks
- The How To Print button, will take you the guide below
Update allows you to set a status for the checks based on your bank’s response for your records

The Date Range at the top of the page should be adjusted if looking for older transactions
Warning:
- We advise that you wait until funds clear before shipping any products or providing services
- Checks are only viable for 180 days from the date printed on the check

This tab shows the history of all the eCheck transactions that have previously been printed
You can use the Reprint Selected Checks button, if you need to reprint a check
- Select those particular checks by clicking their corresponding boxes on the left and then click Reprint Selected Checks

Update allows you to set a status for the checks based on your bank’s response for your records
Add a Reference number for your records (not mandatory)
- Note: this will not affect the transaction itself and is only for your records

Add a Status depending on the deposit outcome for your records.
- Note: this will not affect the transaction itself and is only for your records

The Date Range at the top of the page should be adjusted if looking for older transactions
Warning:
- We advise that you wait until funds clear before shipping any products or providing services
- Checks are only viable for 180 days from the date printed on the check

The Virtual Terminal allows your to process a transaction on behalf of a customer
Once completed, the transaction will appear in the Pending Checks list

In this tab, you have the ability to activate Plaid. This will allow you to verify your customer’s checking account information before it is submitted

Checks can be printed from the Pending Checks list or reprinted from the Completed Checks list
Check the boxes to the left of the transactions you want to print
Click on the Print Checks button
This will open a new page in your browser with the selected checks in a PDF to be printed
Example below:

NOTE: You will need to print the PDF from your printer using Check Stock/Paper. Please see our FAQ & Notes for more info on specifications
Once printed, please ensure the checks appear to have accurately printed and separate each check
- If you have any issues, we recommend printing the PDF file using Adobe Acrobat or Adobe Reader
Open your mobile banking app on your smartphone or device and capture the check using the Banking App’s Mobile Deposit feature

Do I need any kind of computer software or equipment?
- No, you do not need any type of software to download, install, or update or any type of equipment
What type of paper check should I purchase?
- We recommend using standard 8 1/2″ x 11″ check paper with 3 checks per page. You can easily purchase it from office supply stores or online
- Check Paper Size for Bankful Software:
  - Bank approved in the United States
  - 3-up business checks per sheet
  - Compatible check paper: Amazon Link
Do you guarantee that the check will clear?
- Bankful does not guarantee funds in your customer’s bank account at the time of deposit so, there is never a way to guarantee that check will clear
How do I cancel my service?
- Send us an email to support@bankful.com to cancel your account. Please review your Agreement for more details.